1: Preheat oven to 400°F.
2: Brown ground beef in a skillet on medium high. Remove from skillet and set aside.
3: In another skillet, heat oil on medium-high. Fry each side of the tortilla for 2-3 minutes, until browned. Set on paper towel to absorb excess oil.
4: Top one tortilla with refried beans and add ground beef. Top with another tortilla.
5: Add enchilada sauce, then cheese.
6: Bake for 8-10 minutes until melted.
7: Top as desired and enjoy!